In this episode of Future Millionaires, mortgage leader and multi-million-dollar producer Chad Lubben shares his raw and remarkable journey from addiction, debt, and near tragedy to financial freedom and faith-driven success. Chad opens up about the turning point that saved his life, the money rules that rebuilt his wealth, and the mindset that took him from $330,000 in debt to owning more than $25 million in assets. His story proves that with faith, discipline, and consistency, anyone can turn their lowest moments into lasting success.